HEY ALL!!         "  She said, "My breast, they will always be open, baby, you can rest your weary head right on me, and there will always be a space in my parking lot, when you need a little coke and sympathy   "          Well it is amazing what happens when you say just the right phrase to the right person, and then keep after your task until YOU are satisfied! I called the insurance commissioner and got some " key " phrases to use. I then called the old medical insurance company and used one of the phrases on them. Shortly after I got my " Certificate of Creditability ". So I can apply for different insurance from another company and see if I can get better coverage and better service. I called the Texas company that collects the money, I find out that I have TWO accounts with them! One is the old medical coverage {that was cancelled} and dental coverage, the other is a new account that is offering me COBRA coverage under a different plan!?!?! So the money I have been sending for medical coverage has just been going to DENTAL, I am now paid up to 02/28/2014!!  That is NOT how I wanted my money spent! Unbelievable that they would just SPEND my money that way with asking me?? I have also been exchanging e-mails with the Human Resources guy who over sees employee insurance and COBRA. I have even talked to and gotten an e-mail from the insurance broker who is handling FFC's insurance. WOW I can still get to who I need to. AND still get results!! The lasting problem is that one COBRA plan is over $710 monthly, and the other is over $1200 monthly!! So I hope I can get this other coverage by using the proper forms I got. The other is only $350 monthly. BUT, good news I got dental till 02/2104!! CHOW MOI