HI ALL!!    " Don't know come here from sick 'em "  That saying could not be MORE true than dealing with the mess that is COBRA insurance. I had health insurance through my employer, when I stopped working I converted it to COBRA, which believe it or not, was cheaper than an individual health plan in the State of Washington. Well how this works is, 1) you send your premium to a company in Texas who does nothing but COLLECT your money, 2) they "electronically" notify your ex-employer in California that you have paid, 3) your ex-employer notifies the insurance carrier in California that the premium for the current month has been paid. Well with SOOO many people handling things, it is expected to have errors. And in the 6 months I have had it, there has been problems 4 times! P.S. Those are HALL of FAME numbers!! Well now I learn that my insurance was cancelled on 01/01/13 because my ex-employer sold the company I use to work for. I NEVER got any kind of notice about cancellation. BUT the Texas collector of money says NO there is no problem. Even though I can not get meds filled at the pharmacy. Well I have been in touch with the State Insurance Commissioner, and they say it is a National "thing", but there is a local number to call about that very "no notice thing". So I will make some calls and see what I can do. To be honest, I hope it's a BIG fine that they receive. I am also going to look for other insurance. I learned in this mess that my premiums are going up over $200 a month in April. Damn It!! They must of learned that I SHIT GOLD BARS!! Hey, Welcome to March. In like a lamb, out like a lion. CHOW MOI